Western GTA Convergence Centre

Critical Illnesses

Many people of middle age and older now often suffer from critical illnesses due to a variety of reasons and causes. As a matter of fact, statistics have shown that every one out of five men and every one out of six women are experiencing certain critical illness before their usual retirement age. Majority of these critical diseases such as heart attack, cancer and stroke are often caused by the effects of an unhealthy lifestyle.

With the availability of modern medical technologies, sophisticated treatment and equipment, there is a possibility for one to recover from his critical illness. However the expenditure for such treatment is often very costly for most average people. Therefore there is a need for us to take out a critical illness insurance to secure our future, in case the worst were to happen.

The definition of critical illnesses may often vary from one agency to another but generally, some of the most commonly accepted critical illnesses in a critical cover are heart attack (Myocardial infarction), cancer (malignant neoplasm), stroke (cerebrovascular attack/CVA), kidney failure, major organ transplant, paralysis/paraplegia, blindness, deafness, Alzheimer's disease, Parkinson's disease, chronic liver disease, chronic lungs disease, coma, brain surgery and multiple sclerosis. It is important that you should look into the details of the definitions of the critical illnesses carefully before obtaining the policy.

Although expensive health care and medical treatments can sometimes be covered by insurance, it will better if we could avoid these hassles altogether by living healthy and preventing ourselves from possible illnesses and diseases. So start living a healthy lifestyle now.